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AC Unit Not Cooling Properly? It May Be Time to Change Your Filter

Pro tip: Changing your AC unit filter can even save you money.

Macy Meyer Editor I
Macy Meyer is a N.C. native who graduated from UNC-Chapel Hill in 2021 with a B.A. in English and Journalism. She currently resides in Charlotte, N.C., where she has been working as an Editor I, covering a variety of topics across CNET's Home and Wellness teams, including home security, fitness and nutrition, smart home tech and more. Prior to her time at CNET, Macy was featured in The News & Observer, The Charlotte Observer, INDY Week, and other state and national publications. In each article, Macy helps readers get the most out of their home and wellness. When Macy isn't writing, she's volunteering, exploring the town or watching sports.
Expertise Macy covers a variety of topics across CNET's Home and Wellness teams, including home security, smart home tech, fitness, nutrition, travel, lifestyle and more. Credentials
  • Macy has been working for CNET for coming on 2 years. Prior to CNET, Macy received a North Carolina College Media Association award in sports writing.
Macy Meyer
5 min read
Home owner putting new air filter on air conditioner

Here's how to know it's time to replace your AC unit filter and tips for how to do it the right way. 

mokee81/Getty Images

Your air conditioning unit's filter is critical for keeping the air you breathe clean. Its basic function is to keep the air that circulates through your heating and cooling system free of dust, pollen, allergens or any other debris that can accumulate within your HVAC's internal components.

But when your AC filter gets coated with a layer of dust, not only can it impair the way your system works (which would be a major headache with these brutal summer temps) and lead to costly repairs, it also renders your filter useless. Considering that a dirty, unchanged air filter is one of the main causes of heating and air conditioning unit issues like moldy ductwork or water damage to your unit, it's important to maintain it properly. Meaning, you need to clean it and change it regularly. 

Here's how to know it's time to change your AC filter and how to do it the right way to guarantee your unit runs properly and efficiently. For more, explore these six ways to save on air conditioning this summer and effective ways to lower your AC bills when on vacation

How to tell if your air filter needs replacing

The only real way to know it's time to replace your AC filter is by checking on it every so often. To do so, pop your AC filter out and hold it up to the light. If you can't see through the filter, then it's time for a new one. Below, find step-by-step instructions on how to change out your filter. 

Side by side comparison of a dirty home air filter next to a clean white one

If your air filter looks like the filter on the left, then it's time to replace it. 

Sundry Photography/Getty Images

How to change your home air filter

First things first: You need to locate it. It could be several places: in the air handler cabinet, return air duct or in a window AC unit, etc. 

Next, make sure you get the right filter size -- the dimensions are usually printed on the side of the filter – so you can make sure you're buying or ordering the right size replacement. 

Now, it's time to actually change the filter:

  • Turn the power off. This will ensure that you don't touch live voltage or that debris be sucked into the unit. So, be sure to turn off power at the unit and also at the circuit breaker.
  • Remove the old filter. Simply slide it out of the slot that holds it in place.
  • Take note of its condition. Can you see through it when it's held up to the light? If not, definitely time to replace it. 
  • Insert the new filter. To make sure you get it in the right way, make sure the arrow icon on the filter's frame points away from the return air duct and toward the air handler mechanism.
Home owner changing their dirty air filter.

Buy the right size filter by checking the dimensions printed on the old filter's frame. 

mphillips007/Getty Images

How often does a filter need to be changed?

Do you know off the top of your head the last time you changed your filter? If you can't remember, it has no doubt been too long. 

Many HVAC filters actually say on the packaging that a monthly check-in is ideal to keep dust and allergens to a minimum. For the most part, experts agree your filter will probably need to be replaced every three months or so, but monthly assessments can guarantee you don't leave a worn-out filter in your unit for too long past its effectiveness. 

Other factors that change the lifespan of your AC filter

Depending on a number of factors, such as your surroundings, the season and the inhabitants of your home, you may want to replace your air conditioning filter more or less often than once a month. 

Air filter type

Some air conditioning filters are made to last longer than others. But luckily, you don't have to do a ton of research or be an AC expert to know which brand is best. Just look at the packaging. 

All AC filters have a Minimum Efficiency Reporting Value (MERV) rating. The higher the MERV number, the better quality the filter is, meaning it can hold contaminants or debris more efficiently and therefore lasts longer.

The only downside to picking a filter with a high MERV rating is that it can slow down the airflow in your AC unit. The best filter options will have a balance between good quality and good airflow, which is typically a filter with a MERV rating between 6 and 8. If you have a high-efficiency AC unit, you may be able to get away with a higher MERV rating, but check the owner's manual just in case. 

Create your own air conditioning unit with this summer staple

See all photos

Geography

Geography and seasonality can also affect how often your filter will need to be replaced. Living in a dusty or more polluted environment calls for a new air filter at least once every three months.

For example, in desert climates, your AC is filtering out all that desert dust (in addition to 90-plus degree temperatures) to keep the air in your home pleasant to breathe. Your AC is likely working overtime, which means it'll need extra maintenance. 

Pets

What sort of creatures inhabit your household can also determine how often you'll need to replace the filter. If you're like me and have two long-haired pets living with you, checking your filter every three weeks is a good rule of thumb to prevent build-up. 

Usage 

If you live in a temperate climate and rarely turn your AC unit on, you can probably wait up to six months to change the filter. A simple way to remember is to switch the filter out once in the spring and again in the fall.

Watch this: Beat the summer heat with this DIY air conditioner

An added incentive to change your filter

Not only can regularly changing your AC filter help improve your home's air quality and conditions, it can save you money over time. Replacing a dirty, clogged filter with a new, clean one can lower your air conditioner's energy consumption by 5 to 15 percent, according to the US Department of Energy. And less energy consumed by your AC equals lower utility bills, which is a huge perk in the heat of summer when electricity costs spike for much of the US.

For more, you can also check out this home upgrade that can save you money on AC costs and this comparison between window AC units and portable AC units.

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